Investing In Property

You can invest in property directly or indirectly through a 'pooled' or 'collective' investment scheme, like a Unit Trust or Open Ended Investment Company. Property investment carries high risks.

Direct property investment
Buying your home or a property to let out is a way of investing directly in property. However, although the Financial Services Authority (FSA) regulates most mortgage sales, it doesn't regulate most buy-to-let mortgages. If you're thinking of investing directly in property as a way of making money it's important to be aware of the risks. In particular, beware of 'get-rich-quick' promotions.

Indirect property investment
Property Open Ended Investment Companies (OEICs) and Property Unit Trusts are schemes which pool investors' funds into one fund which invests as much as possible in property. (The fund invests either directly and/or by buying shares in companies that invest in property). A few of these schemes are regulated, so there are safeguards to reduce the risk of financial loss.

Collective investments that include property
Some unit trusts, OEICs, investment trusts and life assurance policies include property in the range of funds they invest in. But they also include other investments (shares, government bonds, cash etc) to spread the risk. Some of these collective investments are regulated by the Financial Services Authority. Their marketing material will tell you which range of funds they invest in.

Getting financial advice
Property investment carries high risks. It's a good idea to get financial advice before investing in any property scheme. To find out how a financial adviser may be able to help, serch in www.google.com "Property investment financial advice" I am sure you will find a really good financial advice company.

Unit Trusts

What are Unit trusts?
How do Unit trusts work?

Unit trusts are a type of 'pooled investment'. A fund manager buys shares in a range of different companies and pools these in a fund; you then buy 'units' in the fund. Because the fund contains a range of shares the risk is spread. The fund is 'open ended' - the number of units rises and falls as investors buy and sell units.

The different types of funds
Each unit trust fund has a stated investment strategy, enabling you to invest according to your attitude to risk. Funds investing in 'emerging markets' or smaller companies, for example, would be considered to carry much higher risks than those investing in large UK companies.

Buying and selling units
You buy or sell unit trust units through the fund manager. Their value moves in line with the overall value of the fund, which in turn moves in line with changes to the underlying share prices in the fund.

In time you would hope that the value of your units will rise in line with the underlying share values. But if these perform badly the value of the units could fall. You may also get dividend income or interest distributions from your units, based on the dividends or interest paid by the underlying shares or other investments.

The Safest Investment!

The safest investment out there for the low risk investors has got to be investing your money in a bank with interest returns with 0% risk. For example if you invest £100,000 into a 6.75% savings account you will make £6750 per year, which works out at £562.50 per month and for a zero percentage risk that is very good you must agree.

This how you work out what you will make on a savings account. First of all you find out the interest rate( The percentage of your money you gain for investing with them) for example you interest rate is 6.79% and you are going to invest £1000. This will be the sum you have to do!

£1000/100=100

10x6.79=£67.90 (Per Year)

£67.90/12=£5.65 (Per Month)

That is just how simple it is to work out how much you will make on a savings account. If you are thinking of getting a savings account I would suggest you use a well established bank such as Barclays, HSBC, as there will be zero percent risk of the banks going bump.

World Stock Market Falls

The value of the world's major companies has taken a tumble as the world's stock markets have plunged in the past two days.
The move has wiped billions of dollars off the value of shares owned by individuals and institutions such as pension funds and insurance companies.
The fall started in the US, but then spread first to Europe and then to Asia..
Why are shares falling?
In recent years, stock markets have been boosted by a takeover boom.
Lots of companies have been bought at high prices by private equity firms, who borrowed the money to do so from rich individuals and banks.
This has increased the price of other companies' shares, in the hope that they could be next takeover target.
The banks have been more than willing to lend them to money at low rates - partly because global interest rates have themselves been at historically low levels, but also because they have been able to sell these debts on to others through credit markets.
And the low interest rates, in turn, have led to investors seeking higher returns for their money, further feeding the hunger to finance the loans behind takeover deals, as well as a range of more or less exotic investments.
But now the era of cheap money seems to be coming to a end, as lenders have suddenly realised how risky some of their investments in private equity firms might be.
The result is a rapidly-declining appetite among investors for underwriting this kind of lending - and thus the takeover boom may be coming to an end.
It also means that the banks and other financial institutions could be in trouble as they find themselves carrying much more of the private equity lending on their books than they expected to.
In the US, many such institutions are already exposed to losses on bad mortgage loans that were originally given to people with poor credit histories (so-called "sub-prime" lending).
What is the flight to quality?
When people with money to lend become worried about risks, they tend to put their money in safe investments.
So there has been a rush to invest in government bonds, like US Treasury bonds, and safe currencies, like the yen.
In contrast, people are now demanding much higher interest rates to lend to smaller companies or to the governments in developing countries.
And there is almost no market at the moment for the debt relating to sub-prime mortgages or leveraged buy-outs.
How long will it go on?
Stock market fluctuations are a normal part of stock market activity, and no one can say how far shares could fall or how long the slowdown could go on.
Markets have had quite a sharp rise in the past 18 months, and the current correction may simply return them to the previous level.
Broadly, company profits have been strong, and the world economy seems to be entering a period of revival, especially in Europe and Japan.
However, stock markets look at future expectations, so they may be concerned that corporate profits have already peaked.
And even if stock markets recover, it looks like the re-pricing of risk - making it more expensive to borrow for certain kinds of investments - is here to stay.
And the world's major central banks - with the exception of the US Federal Reserve - look set to continue to raise interest rates to combat inflationary fears.
What will it mean to you?
Many individuals own stocks and shares - around half of all US households, and around one-quarter in the UK.
If the stock market falls continue, they may feel less wealthy - and be less likely to buy goods and services, slowing the economy.
In addition, many pension funds own shares which make up part of their portfolio used to pay people's occupational pensions.
If shares fall, they may have less money to pay future pensions, and employee contributions may have to rise.
Already in both the UK and US many companies have closed company pension schemes to new employees.
Finally, the impact on businesses could be mixed.
Smaller, more risky ventures could find it more difficult to get funding, slowing the pace of innovation.
But big companies might become less vulnerable to takeovers, which could mean fewer job losses and restructuring costs as long as profits keep up.

Come On Investors!

Spill the beans now people what is your best ever return from an investment and whats your worst ever loss/not very good returns from an investment?

My best returns from an investment was a total of 300% raise in 5 years of holding a very high risk unit trust with £30,000 invested took £90,000 back, And i think £60,000 profit from one investment in 5 years is pretty dam cool dont you?

My worst returns/loss was i got scammed for £10,000 i brought shares from a boilder room by mistake and 6 months latter when i wanted to sell they disappeard. To stay clear from this happening to yo u if a broker rings you up on a cold cool just ask them for a direct line number, as if there in spain or where ever they wont be able to give you this!

So come on people get replying to this one i want to hear from you!

Made My Investment!

Hello Everyone hope you are all okay today, I am very pleased to tell you i have made my investment today i have invested in the stockmarket as i said i would in my last post. The amount of money i have invested in is £9996 for 476 shares in the company called Abbeycrest (ACR) Share Price: 21.00p Change Today: -1.00p Market Cap: £5.46m The reason i decided to go in for this one is all becuase of the stats below

52 Week High
25.50p
52 Week Low
15.50p

The share is now at £21 which is a medium and i really belive these shares will be going up over the next weeks or months maybe even weeks.


Full Facts On My Shares

Abbeycrest Overview
Abbeycrest is in the personal goods sector and is currently trading at 21.00p per share. In the last year Abbeycrest's share price has ranged from 15.50p to 25.50p.

Abbeycrest Market Data
Currency:UK Pounds
Share Price:21.00p
Change Today:-1.00p
52 Week High:25.50p
52 Week Low:15.50p
Volume:24,000
Shares Issued:26.02m
Market Cap:£5.46m
Beta:0.13


I will be making a post in the near future to inform you about some really stable investments that are out there for players of the investment market, which reasonable returns. For The investors who dont like to take risks such as shares. Who knows i may be selling these shares TOMOROW!

How To Pick The Right Investment!

Well in this article i am going to tell you how to pick an investment and the ways used to pick a good investment. Basicly there are three diffrent things which i watch and read to pick the correct investment and keep on top of the current markets of the world. The Bloomberg channel is one of my top picks i watch bloomerg for about one hour every day. I also read the Financial Times as this covers a wide range of marets from shares to all the diffrent intrest rates on savings accounts. Another very good strong market information giver which i use to find out the best investments on the markets is a online news letter called Forbes This covers everything aspect of the current markets you need to order this online it is worth the money.

Don't be left behind...Subscribe to Forbes/Wolfe Nanotech Report. Find out how...Click here!


The way to pick the investment for example your looking an invest in shares for example SONY Forbes says they will raise and it is the time to buy Bloomberg also agrees it is the time to buy, but the Financial Times says not to buy. Now for me 2 out of 3 is a YES and therefore i will go and make the investment in SONY.( some investors will wait for 3 out of 3 to give the same answer)

I would just like to state to everyone i am going to be making one of my investments on friday and its going to be around £5,000 investment. I bet your thinking hmmm what will he be investing in? Well right now all i am going to say is the Stock Market.

Share Player?

Hey guys im writing this article to tell you about a really BRILLANT trading program, im talking this is one of the stockmarkets mose user freindly programs to use and its free to download. TradingSolutions is an advanced technical analysis trading software package. It has the ability to learn patterns from historical data, allowing you to create highly accurate trading systems that inform you when to buy and sell. This trading software effectively performs market timing for all types of financial markets, including stocks, futures and currencies (FOREX). This program is THE BEST if you want to go and spend thousends on a program that will do exacly the same as this you are no smart investor. Download it and just take a look at it. I am going to be using this over the next month!


FREE TO DOWNLOAD

What Im Gonna Do!

Hey fellow investors,

Here is what i am going to do i have £10,000 and im going to make that increase to £10,000,000 and then im gonna show the pictures of what i have to prove i have it. Your thinking god this guy is full of SH*T!! But i forgot to tell you all im an Investment Broker so i have a really good wide range of all the markets including the Stockmarket, Saving accounts, and much much more. I will not be playing the "margs" on the stockmarket as i have seen people lose millions and ruin there lifes so i do not agree with spreading bets like that. Ok here is what im going to do im going to take one to two days to way my options up and then i will tell you what im investing in.

Few Rules To Help Investors

• Never use all your funds on one investment unless it is with a stable bank
• Beware of boiler rooms (There your best freind untill you pay them)
• Dont have blue chips unless they have droped alot and your getting a true bargin!
• Make sure firms you deal with are FSA regestierd

Ok so please check back in a few days and i will keep you updated.